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Financing Beyond the Box and Into the Clouds

Unpredictable economic environments, cancelled credit lines, called business loans and little-to-no new business funding has people getting creative start-up funding for start-ups. If you think they have their heads in clouds, you may be correct!

Crowd Funding, also referred to as cloud funding, social funding and crowd source capital, is a relatively new and fast-growing practice that involves leveraging social media to fund business initiatives. Unlike traditional funding approaches, money raised through Crowd Funding might not have to be paid back, typically doesn't require collateral or guarantees, and there's no giving up equity or control.

Sources include Spot.Us, IndieGoGo, RocketHub, Funding4Learning, Invested.In, Kickstarter, Pledge Music and SellaBand.

These are just a few examples. Each program represents a different set of terms and conditions, as well as industry or project focus. For more examples and a further overview of how it all works, visit Crowd Funding.

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