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Since its launch in 2005, Kiva’s mission has been to alleviate poverty by connecting people through microlending. As of August 2012, has enabled people to make over $340 million in loans to over 850,000 borrowers around the world, with a nearly 99% repayment rate by working with a global network of microfinance institutions (MFIs). Kiva Zip is a new service that facilitates direct loans to entrepreneurs in Kenya and the United States for as little as $25. Once loans are repaid, lenders can withdraw or relend to other entrepreneurs. Kiva is a U.S. 501(c)3 non-profit organization.


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